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748825_91380787Car accidents can happen anytime and even the most skilled and careful drivers can be involved. In case you’re involved in a car accident it is important that you know which steps to take. While it’s hard to think straight after an accident, having prior knowledge on the questions that may need answers and what to do will certainly come in handy. This checklist comprehensively outlined below will help you know what to do after a car accident.

Determine the Extent of Damage or Injuries

Whatever you do, try and stay calm. When you panic you make others panic as well thereby worsening the situation. It is imperative that you remain calm in order to determine the extent of damage and establish if there are any injuries that may require immediate medical attention.

File a Car Accident Report with the Police

Irrespective of the extent of damage it is important that you make sure there is a legal accident report. Never leave the scene of the accident until the police file a comprehensive report.

Discuss the Accident Only with the Police

After an accident, everyone is in shock and it can be hard to talk about what has just happened. Discussing the immediate details can lead to loss of concentration and you may not think accurately about what has occurred. It is also important to limit discussion of the happenings and not to admit liability or any fault. If you’re to talk about the accident, then you should do so with the police and the insurance agent only.

Collect the Facts

Most people don’t know how important it is to get the facts after an accident. It is essential to make a list of names, address and phone numbers of everyone who was involved in the accident in the one way or the other. Get a description of the car and the license plate number as this may prove helpful. Be sure to get the details of the insurance company and the vehicle identification number of the other vehicle. Never make an assumption that the plate number alone is enough as most insurance companies’ record type of the car, vehicle identification number and not the license plate number.

Call Your Insurance Agent

After the accident, it is important that you call your agent or the insurance company’s emergency line immediately. Most of the time, the police may provide your insurance company with more accurate information rather than giving the agent or the company details which you may not have recorded due to frustration. Providing precise information will save you a lot of time later on as you wait for the claim to be processed.

Important Tips to Remember

· If the accident is minor, move the cars to a safe place, out of traffic

· Make use of the hazard lights, cones, warning triangles or flares for safety

· Don’t sign any documents unless you’re doing so for the police or insurance agent

· It helps having a card with your medical information and that of your family as well

· No matter how tense the situation is, be polite

phoneMany are the times that a driver will sneak his or her eyes out of the road to read a text message from his mobile. As statistics depict, such instances get the eyes off the road for at least 5 seconds; a duration that is enough to cover a whole side of a football pitch travelling at a mere speed of 55 miles per hour. By considering that a car crash only needs a split second to occur, the 5 seconds distraction puts one at about 23 times higher risk to being involved in a traffic accident than when not texting.

Specific Dangers of Texting and Driving

Some texts will take more time to understand – Some texts may be easily read and understood in a split second but others will take much longer time to understand. The worst thing about this is that as a driver, you will never know how clear the text is until you open it and you might end up taking over 10 seconds trying to understand the massage from the text.

Temptation of texting back – In as much you may reach your phone to read your inbox, some texts may tempt you to text back. Such instances will highly aggravate chances of being involved in a car accidents since composing a text takes more time than reading a text, which eventually paves way for more inbox messages and subsequent replies. In the end, the driver gets his mind carried away in the chat and thus he or she does not get time to follow traffic situations or make quick decisions needed for safe driving.

Chances of going emotional – Messages relayed through texts are bound to be emotional. Some of the texts may be love-related, emergency-related, work place issues or some moving news from close friends. Such texts will most often disrupt concentration on traffic even after one puts down the phone. With such situations, there will be increased risk of being involved in traffic fatalities due to distractions.

What Measures to Adapt to Help Keep off from Texting and Driving Dangers

There are a number of measures that can effectively curb texting while driving trend. One of the most effective one is putting the phone on silent mode and slipping it in the car’s mobile porch. By so doing, there will be less temptation to attend to your inbox till you get to a safe place where you can attend to your mobile phone. Secondly, it should be a mutual responsibility between the driver and the passengers on board. Many are the times that the people on board will watch their driver read and text without raising a finger against it. Taking it as a personal responsibility to curb such practices can definitely make a positive change.

Human beings also need to be reminded of the dangers of texting while driving quite often.   I find myself not realizing how dangerous texting and driving really is.  People don’t realize they may end need information on criminal defense (http://theclarklawoffice.com/criminal-defense-attorneys/) after hurting or injuring somebody after texting and driving. This can be easily done by taking a Text-Free-Driving pledge such as the one taken at textinganddriving.com. After taking such a pledge, the driver is given a windscreen sticker that always keeps the risk he would be placing his life and the lives of the passengers into whenever he is texting while driving.

Use of DriveCam monitors designed to give real-time video capture relayed to given center has also shown great potency in curbing texting while driving trend. With such a video capture camera, many drivers tend to keep off from driving malpractices since they feel that they are being watched. This is particularly very effective because no driver would be on the view that texting while driving is a safe practice, and they only find themselves texting while driving when they feel that no one is watching them do it. After all, it is human nature to do what is expected when they are under watch.